UPI stands for Unified Payments Interface (UPI) which is a platform provided by NPCI to facilitate inter-operability amongst various banks. It is a one stop solution for multiple bank accounts, one app. It allows all account holders to send and receive money using their smartphones with a single identifier – virtual payments address (VPA)/ UPI ID – without entering any bank account information. Therefore, customers do not need to know the payee's or payer’s IFS Code, bank account details, etc. and this makes the process simpler.

How do I generate my VPA using the FinoPay App?

Go to Fino FinoPay App. Click on UPI, you will be asked to register a VPA like yourname@finobank. Once registered, you can add more VPA from Add VPA option in the Manage Section of UPI.

Transfer money using a VPA on your Fino FinoPay App?

  • Login to FinoPay app and click on UPI.
  • Click on "Send Money".
  • Fill out the details on the screen such as beneficiary VPA or Account Details, amount and remarks. If you have multiple accounts/virtual payment addresses, your default VPA will be selected for debit. Click on Proceed.
  • Please review the next screen carefully to ensure you have filled all details correctly.
Fill up the form below to apply for UPI

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