FinoPay Savings Account.

Click here To Get Started Opening a FinoPay Savings Account

FinoPay Digital Savings Account brings you great benefits and features to help you save and grow your money. The account comes with a free Personalised Platinum RuPay Debit card and no commitment to maintain any minimum monthly average balance, all at a nominal annual subscription fees. Deposit, withdraw, transfer/receive funds, shop, pay bills and do much more with your account without any hassles across India and receive free SMS alerts for each transaction.


  • Aadhaar Card
  • PAN Card
  • Aadhar linked Active Mobile Number
  • Well lit room with white background
  • Good connectivity


  • Download FinoPay Application from Google Playstore.
  • Click on Digital A/c Opening option.
  • Follow the instruction further for completing the process.


  • Open Instant Savings Account from Anywhere.
  • No minimum Balance required.
  • Make Digital Payments using scan and pay.
  • Pay your bills instantly.


  • Rate of Interest: Earn up to 7.50%# p.a. by opting for Sweep account facility.
  • Sweep account facility with partner bank for balances over two lakh rupees.
  • Free Personalised RuPay Platinum Debit Card loaded with exciting offers and benefits.
  • Accidental insurance/permanent disability cover of upto Rs.2 Lakhs linked with Rupay Platinum Debit Card.
  • Mobile banking access to conveniently manage the account, anywhere and anytime.
  • Upto 5 free ATM transactions in a month*.
  • Free cash deposit limit upto Rs.50,000 per month*.
  • Free cash withdrawal at Fino Bank branches*.
  • Free SMS alerts.

^ Annual subscription charges for the account: Rs.449.58 (inclusive of GST)

Effective 7th Jan 2023 onwards, Interest on Balances in Fino Payment Bank Saving Account has been revised as follows :                                                                                      

Daily Closing Balance Slabs

%ROI per annum

Up to and including Rs. 1 Lakh


Above Rs. 1 Lakh up to & including Rs. 2 Lakhs


Interest payable to the customers is being revised from Quarterly to Monthly. Interest will be accrued on daily closing balance and paid to the customers at the end of every month.

*Interest on balance in Sweep Account with our Partner Bank will be as per partner bank policy & norms.

For detail Rate of Interest Please click here


Fill up the form below to apply for FinoPay Savings Account.

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