PMJDY Small Account

Pradhan Mantri Jan Dhan Yojana (PMJDY) Small account is specially created for those with no valid documents to open an account. The account will offer basic banking services with no requirement of maintaining a minimum balance. The account will be valid for a period of 12 months unless the account holder provides a document showing that he has applied for any officially valid document.

Key features

  • Zero balance savings account
  • Attractive interest rate of 4 per cent on daily balances paid quarterly
  • Maximum balance allowed in the account at any time is Rs 50,000
  • 4 free withdrawals allowed per month
  • Maximum amount that can be withdrawn from the account per month is Rs 10,000
  • Wide network of 410 branches and 25,000 merchant points to meet your banking requirements
  • Instant fund transfer facility through IMPS at nominal charges to any account in India
  • Access your account anytime and anywhere through mobile banking
  • Total aggregate credits in account should not exceed Rs1 lakh in a year
  • Special benefits on maintaining average monthly balance greater than Rs30,000*
  • Free monthly e-mail statements
  • SMS alerts to track account activity

To avail limit free account, complete full KYC within 12 months from date of savings account activation.

* Please refer to the schedule of charges for more information on special benefits

Fill up the form below to apply for PMJDY Small Account


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