Shubh Savings Account

Fino Payments Bank Shubh Savings Account brings you great benefits and features to help you save and grow your money. The account comes with a free Platinum/Classic RuPay Debit card and no commitment to maintain any minimum monthly average balance, all at a nominal annual subscription charges. Deposit, withdraw, transfer/receive funds, shop, pay bills and do much more with your account without any hassles across India and receive free SMS alerts for each transaction.


Key features

  • Monthly Average Balance requirement : Nil
  • Rate of Interest: Earn up to 6.25%# p.a. by opting for Sweep account facility
  • Sweep account facility with partner bank for balances over two lakhs rupees
  • Free RuPay Platinum/Classic Debit Card loaded with exciting offers and benefits
  • Accidental Insurance/Permanent disability cover of upto Rs.2 Lakhs^ linked with Rupay Platinum Debit Card
  • Aadhaar seeding facility to receive LPG subsidy and other benefits directly in your account
  • Mobile Banking access to conveniently manage the account, anywhere and anytime
  • Upto 5 free ATM transactions in a month*
  • Free cash deposit limit upto Rs.25,000 per month
  • Free cash withdrawal at Fino Bank branches
  • Free SMS alerts

Annual Subscription charges for the account: Rs.449 (inclusive of GST)

Get complimentary Amazon Prime membership for 3 months on renewal of Shubh saving account for 2 years. To avail offer please type SHUBH PROMO and send SMS to 7022075566 from your registered mobile number. Terms & Conditions apply.

Get a cashback of Rs. 50 on depositing Rs. 450 to renew your Shubh account. Offer valid till 30th November 2021. Terms & Conditions apply.

Now, we have introduced value added offering for our customers of enrolling for Hospicash insurance (base product) while opening Shubh Account. A customer may opt for the value added offering by providing his/her consent for the same.

#Interest on balances in Savings Bank Account with Fino Payments Bank up to INR 2 Lakhs is 2.75% p.a. with effect from 01st May 2021.

Interest on balances in sweep account opened with Partner Bank – Up to INR 1 Lakh - 4% p.a., over INR 1 lakh and up to INR 10 Lakh - 6.25% p.a. and above INR 10 Lakh - 6% p.a. Applicable interest will be calculated on the incremental amount for the slabs.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above INR 2,00,000 on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Shubh Savings Account


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