Shubh Savings Account

Fino Payments Bank Shubh Savings Account brings you great benefits and features to help you save and grow your money. The account comes with a free Platinum/Classic RuPay Debit card and no commitment to maintain any minimum monthly average balance, all at a nominal annual subscription charges. Deposit, withdraw, transfer/receive funds, shop, pay bills and do much more with your account without any hassles at over 85,000 access points and receive free SMS alerts for each transaction.


Key features

  • Monthly Average Balance requirement : Nil
  • Rate of Interest: Earn up to 7.25%# p.a. by opting for Sweep account facility
  • Sweep account facility with partner bank for balances over one lakh rupees
  • Free RuPay Platinum/Classic Debit Card loaded with exciting offers and benefits
  • Accidental Insurance/Permanent disability cover of upto Rs.2 Lakhs^ linked with Rupay Platinum Debit Card
  • Aadhaar seeding facility to receive LPG subsidy and other benefits directly in your account
  • Mobile Banking access to conveniently manage the account, anywhere and anytime
  • Upto 5 free ATM transactions in a month*
  • Free cash deposit limit upto Rs.25,000 per month
  • Free cash withdrawal at Fino Bank branches
  • Free SMS alerts

Annual Subscription charges for the account: Rs.399 (inclusive of GST)

Now, we have introduced value added offering for our customers of enrolling for Hospicash insurance (base product) while opening Shubh Account. A customer may opt for the value added offering by providing his/her consent for the same.

#Interest on balances in Savings Bank Account with Fino Payments Bank up to INR 1 Lakh will be 2.75% p.a. with effect from 16th May 2020. Current Interest rate of 3.25% p.a. will be applicable till 15th May 2020.

Interest on balances held in savings account with Fino Payments Bank is credited to the customer’s account on a quarterly basis.

Interest on balances in Sweep Account with our partner bank Suryoday Small Finance Bank remains unchanged. Below are the interest rates for the same:

Interest on balances in sweep account opened with Partner Bank – Up to INR 1 Lakh - 6.25% p.a., over INR 1 lakh and up to INR 10 Lakh - 7.25% p.a. and above INR 10 Lakh - 7% p.a. Applicable interest will be calculated on the incremental amount for the slabs.

Interest on balances held in sweep account with Partner bank is credited to the customer’s sweep account on a monthly basis.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above INR 1,00,000 on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Shubh Savings Account


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