Sanchay Savings Account

With a low monthly average balance, this product gives you the right mix of liquidity and savings. You can save as per your convenience, without bothering about steep minimum balances. With a wide network of 410 branches and 25,000 merchant establishments, you can withdraw and deposit your money from almost anywhere, at any time.

As a customer, you get all the facilities of a regular savings account like IMPS transfer facility, anytime access to your account with phone and net banking, and SMS alerts.

This savings account gives you freedom, like no other account.

Eligibility Criteria:This product is exclusively available only for lending customers of Fino group.

Key features

  • Instant account opening.
  • No requirement of maintaining a minimum balance
  • Attractive interest rate of 4% p.a. on daily balances paid quarterly
  • Get best in class Classic/Platinum RuPay Debit card with your account. Also, there is insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident linked with Rupay Platinum Debit Card. Terms and conditions apply.
  • Access to over 2 lakh ATMs in India with up to five free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any account in India
  • Access your account anytime and anywhere through mobile banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations

#Interest on balances in Savings Bank Account with Fino Payments Bank up to INR 1 Lakh will be 3.25% p.a. with effect from 1st Jan’20. Current Interest rate of 4% p.a. will be applicable till 31st Dec’19.

Interest on balances in Sweep Account with our partner bank Suryoday Small Finance Bank remains unchanged. Below are the interest rates for the same:

Interest on balances in sweep account opened with Partner Bank – Up to INR 1 Lakh - 6.25% p.a., over INR 1 lakh and up to INR 10 Lakh - 7.25% p.a. and above INR 10 Lakh - 7% p.a. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the discretion of Fino Payments Bank & Partner Bank.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above INR 1,00,000 on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Sanchay Savings Account


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or to avail other services
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