Pratham Savings Account

Fino Payments Bank’s Pratham Savings Account is designed to meet all your Banking needs without the need to maintain high balances in your account. You can access your account anytime, anywhere through our Mobile Banking application BPay and access to over 425 branches and 50,000+ banking points to assist you in Banking. The Savings account comes with a Debit card along with multiple offers thereby increasing your savings.

Eligibility: Any resident Indian individual above 18 years of age.

Key features

  • Instant account opening
  • Instant Debit card activation
  • Low monthly average balance requirement of Rs.1000
  • Aadhaar seeding facility to receive government subsidies (DBT benefits) linked with Aadhaar
  • Sweep account facility with a potential to earn interest up to 7.25%# p.a. on daily end of day balances
  • Get best in class Classic/Platinum RuPay Debit card with your account. Also, there is insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident linked with Rupay Platinum Debit Card. Terms and conditions apply
  • Access to over 2 lakh ATMs in India with up to five free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any bank account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and Internet Banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations

#Interest on balances in Savings Bank Account with Fino Payments Bank up to INR 1 Lakh will be 2.75% p.a. with effect from 16th May 2020. Current Interest rate of 3.25% p.a. will be applicable till 15th May 2020.

Interest on balances held in savings account with Fino Payments Bank is credited to the customer’s account on a quarterly basis.

Interest on balances in Sweep Account with our partner bank Suryoday Small Finance Bank remains unchanged. Below are the interest rates for the same:

Interest on balances in sweep account opened with Partner Bank – Up to INR 1 Lakh - 6.25% p.a., over INR 1 lakh and up to INR 10 Lakh - 7.25% p.a. and above INR 10 Lakh - 7% p.a. Applicable interest will be calculated on the incremental amount for the slabs.

Interest on balances held in sweep account with Partner bank is credited to the customer’s sweep account on a monthly basis.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above INR 1,00,000 on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Pratham Savings Account


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