Jan Savings Account

Fino Payments Bank’s Jan Savings Account is designed to meet all your Banking needs with no commitment to maintain minimum balance in your account. You can access your account anytime, anywhere through our Mobile Banking application BPay and access to over 1 Lac+ access points to assist you in Banking. Deposit, withdraw, transfer/receive funds, shop, pay bills and receive free SMS alerts for each transaction and do much more with your account without any hassles all at nominal annual subscription charges. Enjoy Banking, truly on your finger tips!

Key features

  • Monthly Average Balance requirement : Nil
  • Rate of Interest: Up to INR 2 lakhs is 2.75% p.a. on EOD balance paid quarterly. Earn up to 6.25% p.a by opting for Sweep account facility (T&C Apply)
  • Sweep account facility with partner bank for balances over one lakh rupees
  • Aadhaar seeding facility to receive LPG subsidy and other benefits directly in account
  • Free limit for AePS transactions in a month: 4 withdrawals & 2 Balance enquiries (No free limit on Mini statement); thereafter Rs. 10 per transaction (Applicable on Mini statement from 1st instance)
  • Free cash deposit limit upto Rs 25,000 per month; thereafter 0.5% of transaction amount, min Rs 5
  • Free 4 cash withdrawals per month; thereafter 0.5% of transaction amount, min Rs 5
  • Free SMS alerts
  • Mobile Banking access to conveniently manage the account, anywhere and anytime

Annual Subscription charges for the account: Rs.249 (inclusive of GST)

Note – No Debit card will be issued with this account.

#Interest on balances in Savings Bank Account with Fino Payments Bank up to INR 2 Lakhs is 2.75% p.a. with effect from 01st May 2021.

Interest on balances in sweep account opened with Partner Bank – Up to INR 1 Lakh - 4% p.a., over INR 1 lakh and up to INR 10 Lakh - 6.25% p.a. and above INR 10 Lakh - 6% p.a. Applicable interest will be calculated on the incremental amount for the slabs.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above INR 2,00,000 on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Jan Savings Account

Fill up the form below to apply for Jan Savings Account


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