Bhavishya Savings Account

Fino Payments Bank, Bhavishya Savings Account brings you great benefits and features to help your child save and grow while saving money from a very early age. The account comes with a free Platinum RuPay Debit card and no commitment to maintain any minimum monthly average balance, all at a nominal annual subscription charges. Deposit, withdraw, receive funds, shop and do much more with your account without any hassles at over 85,000 access points and receive free SMS alerts for each transaction.

Key features

  • Monthly Average Balance requirement : Nil
  • Accidental Insurance/Permanent disability cover of upto Rs.2 Lakhs^ linked with Rupay Platinum Debit Card
  • Aadhaar seeding facility to receive scholarship subsidy and other benefits directly in your account
  • Mobile Banking access (with view rights) to conveniently manage the account, anywhere and anytime
  • Upto 5 free ATM transactions in a month*
  • Free cash deposit limit upto Rs.25,000 per month
  • Free cash withdrawal at Fino Bank branches
  • Free SMS alerts

Annual Subscription charges for the account: Rs.349 (inclusive of GST)

^Insurance cover on Classic Debit card is Rs. 1 Lakh and on Platinum Debit card is Rs. 2 Lakhs

#Interest on balances in Savings Bank Account with Fino Payments Bank up to INR 1 Lakh will be 2.75% p.a. with effect from 16th May 2020. Current Interest rate of 3.25% p.a. will be applicable till 15th May 2020.

Interest on balances held in savings account with Fino Payments Bank is credited to the customer’s account on a quarterly basis.

The maximum threshold limit of the account is Rs. 50000.

No sweep facility shall be provided in minor account. Maximum 3 accounts allowed under single parent.

Child account will be unique and shall not be allowed to open another minor account.

Mobile number of parent shall be different from registered mobile number of minor account.

No add product will be allowed in Minor Account.

The transactions are allowed only through Aadhar Authentication and Debit Card can be used for financial/non financial transactions. Only ATM transactions are allowed on Debit Card.

Minor will have view rights in Bpay.

Fill up the form below to apply for Bhavishya Savings Account


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