PMJDY Account

Pradhan Mantri Jan Dhan Yojana (PMJDY) account is a zero balance savings account with added benefits. You can access the account as per your needs at any of the 425 bank branches or 50,000+ merchant points.

Key features

  • Instant account opening
  • Zero balance account
  • Get best in class Classic/Platinum RuPay Debit card with your account. Also, there is insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident linked with Rupay Platinum Debit Card. Terms and conditions apply.
  • Access to over 2 lakh ATMs in India with up to 5 free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and internet banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations

#Interest on balances in Savings Bank Account with Fino Payments Bank up to INR 1 Lakh is 2.75% p.a. with effect from 16th May 2020.

Interest on balances in sweep account opened with Partner Bank – Up to INR 1 Lakh - 4% p.a., over INR 1 lakh and up to INR 10 Lakh - 6.25% p.a. and above INR 10 Lakh - 6% p.a. Applicable interest will be calculated on the incremental amount for the slabs.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above INR 1,00,000 on EOD will be transferred to customer’s sweep account held with Partner Bank.