Referral Lending

Fino Payments Bank has partnered with multiple NBFC to provide its BC Merchant & Customer credit facility at attractive interest rate.

Credit facilities offered are as below

To Fino BC Merchants:

  • Business Loan
    A business loan is an unsecured form of credit designed to cover various expenditures in a business.
  • Working Capital Loan
    Working capital loans are short-term loans for maintaining day-to-day operations

Fino BC Merchant can apply for a business loan or working capital loan with Fino Payments Bank’s partner NBFC. Once you fulfill the required eligibility criteria, you can fill up the online business loan application to process your application.

To Fino Customers:

  • Personal Loan
    A Personal Loan is an unsecured loan for which you don't have to provide any collateral to receive the funds. Availing personal loan via Fino Payments Bank partner NBFC is easy – you can apply online and can use the money to meet almost any expense.
  • Gold Loan
    Gold loan (also called as loan against gold) is a secured loan availed by the borrower from a lender by pledging their gold articles / ornaments (within a range of 18-22 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically up to 80%, based on the current market value and quality of gold.

Note: Fino Payments Bank acts as a referrer to the partner NBFC & on non-risk participation basis. The NBFC is responsible to provide credit facility as per their credit & underwriting policy. The partner NBFC at its sole discretion can approve / reject the loan application.