Debit Card Campaign

Fino Bank Debit Card - Summer Dhamaka

Offer 1: Cashback at IRCTC Website

Get flat Rs. 50 cashback on booking tickets at www.irctc.co.in using your Fino Bank Debit Card

Terms and Conditions:

  • Offer is valid for transactions done between 1st - 31st May 2018 (Both days inclusive)
  • A card holder will be eligible for cashback only once during the offer period
  • Transaction amount should be minimum of Rs. 250 to be eligible for the Cashback
  • Transaction needs to be done directly through Payment Gateway for Debit card. Any transaction done through Payment Gateway powered by any other wallet will not be considered for cashback.
  • Cashback will be credited to customer’s account linked with Debit Card on or before 31st July 2018

Offer 2: Transaction Campaign

Use your Debit Card for any purchases worth minimum transaction size of Rs. 1000 at least 4 times during the offer period and get discount vouchers worth Rs. 2000

Terms and Conditions:

  • Offer is valid for transactions from 1st - 31st  May 2018 (Both days inclusive)
  • A card holder will be eligible for discount vouchers only once during the offer period
  • Card holder need to transact atleast 4 times worth minimum Rs. 1000 during the offer period
  • Customers meeting the required criteria will be eligible for discount vouchers of well renowned brands
  • Discount vouchers will be sent to customer’s mobile number through SMS by 31st  July 2018

Offer 3: Top Spender Campaign

Monthly Top Spender: Top Spender will be eligible for a Redmi Android Mobile phone worth Rs. 7000

Weekly Top Spender: Every week, 3 top spenders will get cashback of Rs. 200 in their Bank account

Terms and Conditions:

  • For monthly top spender campaign, all transactions done from 1st – 31st May 2018 will be considered.
  • Weekly top spenders campaign will include transactions done from
    • 30th April – 6th May
    • 7th May – 13th May
    • 14th May – 20th May
    • 21st May – 27th May
    • 28th May – 3rd June
  • Debit Cards should be used only on POS & E-commerce sites/E-commerce Apps
  • Total spends on successful POS & E-com transactions using Fino Bank Debit cards will be considered, the same would be net of refunds, fraudulent/chargeback transactions.
  • Mutual Fund transactions, Government payments, Insurance premium payment and payment to Educational Institutes made through Fino Bank Debit Cards will not be included for this Campaign 
  • ATM transactions, Card to Card transactions, Internet Banking, Cash at POS etc. will not eligible for the campaign.
  • Mobile Phone will be dispatched to the customer by 31st July 2018.
  • The cashback amount for the weekly top spenders will be credited to the cardholders account on or before 31st July 2018.
  • In case of Tie between the top spenders, the following conditions will be applied as a tie breaker.
    • Cards having greater no. of POS & E-com transactions will be declared eligible.
    • Time of the last transaction by the cardholders will be compared and the card where the last transaction was done first will be declared eligible

Common Terms and conditions for the offers:

  • A card holder is eligible for all the 3 offers during the offer period.
  • Transactions for all offers will include all eligible transactions done at Point of Sale and Online. It will not include ATM cash withdrawal, Card to Card transactions, Internet Banking, Cash at POS or any other ATM related transactions.
  • The winners will be communicated through SMS
  • Employees of Fino Payments Bank are not eligible to participate in the offer. 
  • Any disputed transactions, sale reversals or credits for the Card holder will not be considered for the Offer.
  • Void Transactions shall not be considered as a valid transaction for the purpose of the offer calculation.
  • If a customer ceases to be a customer at any time during the Offer Period, the Offer shall lapse and shall no more be available to the Customer.
  • Fino Payments Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of the use or otherwise of any goods/ services availed of by the Card holder/s under the Offer.
  • Fino Payments Bank reserves the right to disqualify/ exclude any merchant establishment or Card holder from the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the Offer or otherwise by use of the Card.
  • Fino Payments Bank shall not be held liable for any delay or loss that may be caused in delivery of the Product/ Services.
  • No queries shall be entertained after 90 days from the closure date of the Offer Period.
  • The existence of a dispute, if any, regarding the Offer shall in no event constitute a claim against Fino Payments Bank.
  • The participation in the Offer is entirely voluntary and it is understood, that the participation by the Card holder/s shall be deemed to have been made on a voluntary basis.
  • Fino Payments Bank has the right to withdraw the Campaign without any prior notice.
  • Fino Payments Bank reserves the right to modify/ change all or any of the terms and conditions contained herein as per its discretion without assigning any reasons or without any prior intimation/notice whatsoever. Fino Payments Bank also reserves the right to discontinue the /Campaign without assigning any reasons or without any prior intimation whatsoever. Fino Payments Bank will not be liable in any manner whatsoever for any loss/ damage /claim/injury that may arise due to withdrawal or change in the terms and conditions of the Campaign or discontinuation of it.
  • The offer under the campaign is subject to applicable Indian laws and such other terms and conditions as may be stipulated by Fino Bank. The Offer is not available wherever the same is prohibited and/or cannot be offered or for any reason whatsoever. All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai. However, Fino Bank reserves the right to approach any other court or tribunal of competent jurisdiction.
  • All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.

Voucher Redemption:

  • All customers who have transacted at least 4 times worth Rs. 1000 during the campaign period and completed the eligibility criteria will be sent a link through SMS.
  • The SMS link will direct to a website which will contain multiple discount vouchers of well-renowned brands.
  • The customer will be eligible to select discount vouchers worth value of maximum Rs. 2000.
  • The customer will have to provide his email id in which the voucher codes will be mailed.
  • The link will be valid for a period of 6 months.