BC Lending

Fino Payments Bank helps facilitate your monetary requirement by arranging for microfinance loans from other banks, as a third party. These are short-term loans for small amounts ranging from Rs 18,000 to Rs 35,000. These loans are group-based where five or more people come together to take a loan, individually. Each member in the group guarantees the other group member’s loan. These joint liability loans are specially tailored for carrying out income-generating activities like starting a business or expanding it.

Fino Payments Bank offers a unique proposition to clients through its ability to mobilise funds via a secure lending mechanism. This unique differentiation comes from its processes that leverage upon technology that significantly cuts down costs and manual errors and at the same time reduces the requirement for physical documents. Fino Payments Bank’s technology effectively works in varied environments to capture information and acquire customers at the convenience of their doorstep.

Key features

  • Loan amounts ranging from Rs 18,000 to Rs 35,000
  • Interest rates charged start from 22 per cent
  • Tenure of loans: 1 year, 1.5 years, and 2 years
  • Fortnightly repayment frequency

Fill up the form below to apply for BC Lending


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For Enquiry

To open a bank account
or to avail other services
SMS 'FPB' or give a Missed call on 78368 78368

For any other Enquiry
Call us at
1860 266 3466 Or email us at