Fino Payments Bank helps facilitate your monetary requirement by arranging micro finance loans from other banks, as a third party. These are short-term loans for small amounts ranging from Rs 18,000 to Rs 35,000. These are group-based loans where five or more individuals come together to take a loan for themselves individually. Each member in the group guarantees the other group member’s loans. These joint liability loans are specially tailored for carrying out income generating activities like starting a business or expanding it.
Fino Payments Bank offers a unique proposition to clients through its ability to mobilise funds via a secure lending mechanism. The unique differentiation comes from its technology leveraged processes which significantly cut down on costs and manual errors and at the same time reduce the requirement for physical documents. Fino Payments Bank’s technology effectively works in varied environments to capture information and acquire customers at the convenience of their doorstep.
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