Cover yourself and your entire family against the financial burden of critical illnesses. Family Floater is a health insurance product where in the customer is covered for hospitalisation expenses like room rent, surgeon’s fees, nursing expenses and consultants. The policy also covers pre and post hospitalisation expenses - 30 days pre-hospitalisation and 60 days post hospitalisation are taken into consideration. In addition, specific day care surgeries are also covered with expense capping.
|Sum Insured Band||Individual||Self + Spouse||Self, spouse and 2 dependants|
|Rs. 100000||Rs. 2950||Rs. 2950||Rs. 3540|
|Rs. 200000||Rs. 4130||Rs. 4130||Rs. 4720|
|Diseases ( if not pre existing disease)||Capping|
|Eye related||Rs. 22000|
|Gall Bladder||Rs. 22000|
|Kidney Stone (inc DJ stent removal for same stone)||Rs. 30000|
|Nasal Sinus surgeries||Rs. 35000|
|Psychiatric ailments||Rs. 30000|
|Cyberknife treatment||50% co- pay|
|Stem cell transplantation||50% co- pay|
|Cochlear Implant treatment||upto 50% of Sum Assured|
Policy Renewal through SMS
Now, Fino Payments Bank Savings Account and Current Account customers can themselves opt for renewing their Family Floater insurance policies by sending SMS RENEW<Policy Number>to 8506978686 from their registered mobile numbers. Prior to 30 days of the policy expiry, SMS notification shall be sent to the customers with the exact amount which they need to maintain in their accounts for Policy Renewal. Once the policy is expired and the SMS is received from the customer to renew his/her existing policy, the policy shall be renewed within T+1 day (T being the policy expiry day). Customer shall receive SMS confirmation with Fino’s Internet Banking link. The customer may log into the Internet Banking with his/her credentials and find the policy Certificate of Insurance (COI) there.
Fill up the form below to apply for ICICI Lombard Family Floater