How can I apply for Business / Working Capital Loan via Fino Payments Bank?
Ans. You need to login to Fino Mitra / Web portal & visit Business Loan section to apply for Business / Working capital loan from desired lending partner of Fino Payments Bank.
What are the documents required for availing Business / Working Capital loan from lending partner of Fino Payments Bank?
Ans. Identity Proof: Driving License / PAN Card / Passport / Voters ID Card / Aadhaar Card.
Address Proof: Ration Card /Telephone Bill / Electricity Bill / Passport / Shop establishment license / Lease agreement / GST certificate.
Income Proof: Bank Statement of Last 2 Years.
Any other documents required (if any) will be requested by the lending partner while processing your loan application.
Why my loan application was rejected?
Ans. Your application will be rejected because of following reasons:
Low Credit Score, Low Income/Business, Inaccurate details filled in loan application, Job/Business instability, too many pending loans, not eligible as per age, location education qualification.
The rejection of loan application is as per credit policy of lending partner.
What is the interest rate for Business Loan / Working Capital loan offered by lending partner of Fino Payments Bank?
Ans. The interest rate offered is in the range of 18% to 30%.
How can I avail personal loan via Fino Payments Bank lending partner?
Ans. You need to download Fino BPay app & navigate to Loan section to avail this facility.
Where can I check the status of my loan application?
Ans. You can check your loan application status against the lending partner with whom you have applied the loan under Business Loan section.
How can I avail Gold loan via Fino Payments Bank lending partner?
Ans. To avail Gold Loan via our lending partner, kindly visit nearest Fino BC Merchant point & show your interest in availing Gold Loan. Fino BC Merchant will assist you in availing Gold Loan from our lending partner.