Shubh Savings Account

Fino Payments Bank Shubh Savings Account brings you great benefits and features to help you save and grow your money. The account comes with a free Platinum/Classic RuPay Debit card and no commitment to maintain any minimum monthly average balance, all at a nominal annual subscription charges. Deposit, withdraw, transfer/receive funds, shop, pay bills and do much more with your account without any hassles at over 85,000 access points and receive free SMS alerts for each transaction.


Key features

  • Monthly Average Balance requirement : Nil
  • Rate of Interest: Earn up to 7.25%# p.a. by opting for Sweep account facility
  • Sweep account facility with partner bank for balances over one lakh rupees
  • Free RuPay Platinum/Classic Debit Card loaded with exciting offers and benefits
  • Accidental Insurance/Permanent disability cover of upto Rs.2 Lakhs^ linked with Debit Card
  • Aadhaar seeding facility to receive LPG subsidy and other benefits directly in your account
  • Mobile Banking access to conveniently manage the account, anywhere and anytime
  • Upto 5 free ATM transactions in a month*
  • Free cash deposit limit upto Rs.25,000 per month
  • Free cash withdrawal at Fino Bank branches
  • Free SMS alerts

Annual Subscription charges for the account: Rs.399 (inclusive of GST)

^Insurance cover on Classic Debit card is Rs. 1 Lakh and on Platinum Debit card is Rs. 2 Lakhs

#Interest on balances in Fino Payments Bank account up to Rs.1 Lakh - 4% p.a. Interest on balances in sweep account opened with Partner Bank – Up to Rs.1 Lakh - 6.25% p.a., over Rs.1 lakh and up to Rs.10 Lakh - 7.25% p.a. and above Rs.10 Lakh - 7% p.a. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the discretion of Fino Payments Bank & Partner Bank.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above 1,00,000 INR on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Shubh Savings Account


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