Saral Salary Account

Fino Payments Bank Salary Account offers organizations seamless and convenient way to process salaries of their employees. Open salary accounts for your employees and let them enjoy a comprehensive range of services to meet their daily banking requirements. The benefits of the account includes no requirement of maintaining minimum balance in account, Mobile Banking application (BPay) to access account 24*7 and best-in-class Debit card with a wide range of offers to help increase savings.

Note: To open a Salary account, the corporate must be registered with Fino Payments Bank for a salary relationship.

Eligibility: Any resident Indian individual above 18 years of age.

Key features

  • Instant account opening
  • Simplified process to credit salaries
  • Instant debit card activation
  • Zero Balance Account
  • Sweep account facility with a potential to earn interest up to 7.25%# p.a. on daily end of day balances
  • Aadhaar seeding facility to receive government subsidies (DBT benefits) linked with Aadhaar
  • Best in class RuPay Debit card with insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident. Terms and conditions apply.
  • Access to over 2 lakh ATMs in India with up to five free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any bank account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and internet banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations

#Interest on balances in Fino Payments Bank account up to Rs.1 Lakh - 4% p.a. Interest on balances in sweep account opened with Partner Bank – Up to Rs.1 Lakh - 6.25% p.a., over Rs.1 lakh and up to Rs.10 Lakh - 7.25% p.a. and above Rs.10 Lakh - 7% p.a. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the discretion of Fino Payments Bank & Partner Bank.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above 1,00,000 INR on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Saral Salary Account


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For Enquiry

To open a bank account
or to avail other services
SMS 'FPB' or give a Missed call on 78368 78368

For any other Enquiry
Call us at
1860 266 3466 Or email us at

Current account - Fino payments bank