Pratham Savings Account

Fino Payments Bank’s Pratham Savings Account is designed to meet all your Banking needs without the need to maintain high balances in your account. You can access your account anytime, anywhere through our Mobile Banking application BPay and access to over 425 branches and 50,000+ banking points to assist you in Banking. The Savings account comes with a Debit card along with multiple offers thereby increasing your savings.

Eligibility: Any resident Indian individual above 18 years of age.

Key features

  • Instant account opening
  • Instant Debit card activation
  • Low monthly average balance requirement of Rs.1000
  • Aadhaar seeding facility to receive government subsidies (DBT benefits) linked with Aadhaar
  • Sweep account facility with a potential to earn interest up to 7.25%# p.a. on daily end of day balances
  • Best in class RuPay Debit card with insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident. Terms and conditions apply.
  • Access to over 2 lakh ATMs in India with up to five free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any bank account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and Internet Banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations

#Interest on balances in Fino Payments Bank account up to Rs.1 Lakh - 4% p.a. Interest on balances in sweep account opened with Partner Bank – Up to Rs.1 Lakh - 6.25% p.a., over Rs.1 lakh and up to Rs.10 Lakh - 7.25% p.a. and above Rs.10 Lakh - 7% p.a. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the discretion of Fino Payments Bank & Partner Bank.

Note: Interest Rates are subject to change at the sole discretion of Fino Payments Bank and Partner Bank for sweep account. Balance above 1,00,000 INR on EOD will be transferred to customer’s sweep account held with Partner Bank.

Fill up the form below to apply for Pratham Savings Account


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or to avail other services
SMS 'FPB' or give a Missed call on 78368 78368

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