PMJDY Account

Pradhan Mantri Jan Dhan Yojana (PMJDY) account is a zero balance savings account with added benefits. You can access the account as per your needs at any of the 425 bank branches or 50,000+ merchant points.

Key features

  • Instant account opening
  • Zero balance account
  • Attractive interest rate of 4% on daily balances paid quarterly
  • Free best-in-class Rupay Classic Debit card with Rs.1 lakh insurance on accidental death / permanent disability. Terms and conditions apply.
  • Access to over 2 lakh ATMs in India with up to 5 free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and internet banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations


Fill up the form below to apply for PMJDY Account


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or to avail other services
SMS 'FPB' or give a Missed call on 78368 78368

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