PMJDY Account

Pradhan Mantri Jan Dhan Yojana (PMJDY) account offers various banking services with no requirement of maintaining a minimum balance in the account. You can access the account as per your needs at any of the 410 branches or 25,000 merchant points.

Key features

  • Instant and paperless account opening
  • Zero balance account
  • Attractive interest rate of 4 per cent on daily balances paid quarterly
  • Free best-in-class Rupay Classic Debit card with Rs 1 lakh insurance on accidental death / permanent disability
  • Wide network of 410 branches and 25,000 merchant points to meet your banking requirements
  • Access to over 2 lakh ATMs in India with upto five free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any account in India
  • Access your account anytime and anywhere through mobile banking
  • Special benefits on maintaining average monthly balance greater than Rs.30,000**
  • Free monthly e-mail statements
  • SMS alerts to track account activity

* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations

** Please refer to the schedule of charges for more information on special benefits


Fill up the form below to apply for PMJDY Account


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or to avail other services
SMS 'FPB' or give a Missed call on 78368 78368

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