Just visit the playstore from your Android phone and download the Fino Mobile Banking App ‘BPay’. Once installed, click on ‘Open Account’ on the initial screen to start the Digi Account opening journey. You need to keep your Aadhaar & PAN handy while opening the account. Once complete, your account number will be generated instantly and you can start using your Account after Activation.
You need to be more than 18 years of age, and a resident of India with an Indian address to be eligible to apply for a Digi account. To apply for Digi account, you will need to have your PAN and Aadhaar Number handy. Digi Account is available for individuals who do not have any existing relationship with Fino Payments Bank.
You can deposit money into your Digi account via a payment gateway using your Debit Card or Net Banking or just do funds transfer from your another account through NEFT or IMPS.
The maximum balance you can keep in your account is Rs. 1 Lakh. Sum total of all the credit allowed in the account in a year is Rs 2 Lacs, post which you will need to upgrade your account. The validity of this account will be 1 year, within which you will need to upgrade this account to a Full KYC Savings Account by visiting your nearest Fino Payments Bank Branch. This will also remove the transaction limits from your account.
Yes, you can still apply for Digi Account. You can fill Form 60 in case you do not have a PAN card and apply for Digi Account.
No, you cannot apply for Digi Account if you do not have an Aadhaar Card.
No, you cannot transact using DigiAccount at Fino Branch. You need to upgrade your DigiAccount at a Fino Branch for making transactions at Branch.
No, you cannot open a DigiAccount if you have a CASA account with Fino.